About this service
Are you an insurer?
No. BOP-Insurance is a request service. Licensed agents and insurers provide quotes and coverage.
Is it free?
Yes. No cost and no obligation.
Can a home-based business get a BOP?
Some insurers offer BOPs or in-home business policies for home-based businesses. Mention it on your request.
Who will contact me?
A licensed agent or partner who writes small business coverage may contact you as agreed.
How do I stop contact?
Reply STOP, ask the caller to stop, or use the privacy page form.
Coverage questions
Is a BOP the same as general liability?
No. A BOP includes general liability plus property and business income.
Does a BOP cover flood?
Typically not. Flood coverage is bought separately.
Can I add a landlord as additional insured?
Yes, usually by endorsement, and many leases require it.
Does business income cover a slow season?
No. It responds to income lost because of a covered physical loss.
What if I outgrow a BOP?
Growing businesses often move to a commercial package policy with separate property and liability parts.